I'm still an avid Classic Rock fan. I love The Eagles, Tom Petty, The Original Cars, Peter Frampton, Styx, Kansas, Little River Band, Journey, America, Foreigner, Led Zeppelin, The Who, Gerry Rafferty, Todd Rundgren, Eddie Money and so many more!

My books of choice are reference books about Business, Homeopathic Topics, Gardening, Interior Design, WEdding Planner, Floral Design, Landscaping, Home Improvements. I need more bookcases!

Any good chick flick or comedy. Hate horror films, westerns, Sci-Fi.

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I'm married with 2 sons and live right outside of Allentown, Pennsylvania. I am a notary and can sell travel (part-time) but my passion is helping people obtain affordable mortgages. That's why I got into the business and that's why I'm still in it. Where can you go and see the happiness on one's face when you tell them that they can buy a house when they thought they'd be renting forever? I'm looking to build relationships with Real Estate Professionals that have integrity and put the client first. We will save them money and get the Realtors more clients by our Customer retention program that we designed and pay for in the Realtor's name. Please add me on as a colleague if you are looking for a Lending Professional that isn't about charging high fees and padding interest rates!

Welcome to the Victory Financial Mortgage Program. We provide “Mortgage Victories” for borrowers and the realtors, financial planners, home builders, insurance agents and the other financial professionals (Associates) who advise them. Victory Financial is a branch of a federal savings bank that is a mortgage lending specialist, but our roots are in the real estate business. Therefore, we understand the needs of borrowers and the Associates who advise them in the mortgage loan process. Victory Financial strives to serve our Associates (the true client at Victory) by providing superior loan experiences for their borrowers. That experience will always include: No lender fee loans without inflation of interest rates to make up for fee revenue A wide array of competitive products and interest rates An easy to follow, transparent process managed by a professional staff with no surprises at closing A commitment to no more than 30 days from contract to close Our lending professionals are compensated based on how well we serve you and your borrower client throughout the lending process – based on a post-closing survey you and your client complete – not on how many or what type of loans we close. We hope you will find the Victory Financial Mortgage Program to be a breath of fresh air in an industry that needs a new level of communication and service. Victory Financial looks forward to providing your clients with “Mortgage Victories” and helping you build lasting client relationships.

All Areas of Residential & Commercial Lending. Conventional, FHA, VA, Alt A, Subprime, First Time Homebuyers, My Community, Commercial & Mixed Use. A Borrowers to Credit Challenged Borrowers. We are a division of Gateway Bank and are doing business in all states, except New York and Hawaii.

Gardening, Classic Rock, Bowling, Networking, Crafting, Internet and just enjoying life.